SIP Calculator
Estimate the future value of a monthly systematic investment plan.
How this tool helps
Estimate the future value of regular monthly investments using an assumed annual return and investment period. The result separates your invested amount from the estimated gain.
- Try multiple return assumptions instead of relying on one forecast.
- Longer investment periods can magnify the effect of compounding.
- Market-linked returns are not guaranteed.
Worked example: Explore a monthly investment scenario
- Monthly contribution: ₹5,000
- Assumed annual return: 10%
- Investment period: 10 years
The invested amount is ₹6,00,000. Under the calculator’s monthly-compounding, beginning-of-month contribution assumption, the estimated future value is about ₹10.33 lakh.
This is a mathematical illustration, not a forecast or guaranteed mutual-fund return. Taxes and fund expenses are not included.
Frequently asked questions
What is a SIP?
A SIP is a method of investing a fixed amount at regular intervals, commonly every month.
Does this calculator guarantee returns?
No. The return rate is an assumption and actual market returns can be higher or lower.
Does the calculator include taxes and fees?
No. Taxes, fund expenses and transaction costs are not included unless explicitly added elsewhere.
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