Retirement Calculator
Estimate the corpus you may need and whether your current investment plan can get you there.
Your assumptions
Retirement wealth trajectory
Hover across the graph to inspect values
Updates instantly as you change assumptions.
How this tool helps
Estimate the retirement corpus you may need by projecting current expenses with inflation and comparing the target with your current corpus and monthly investments.
- Review inflation and return assumptions periodically.
- A longer retirement period generally requires a larger corpus.
- Use conservative scenarios alongside optimistic ones.
Worked example: Build a retirement scenario
- Current age: 35
- Retirement age: 60
- Current monthly expenses: ₹60,000
- Inflation assumption: 6%
The calculator projects expenses to retirement and compares the estimated required corpus with your current savings and planned monthly investment.
Change post-retirement returns, life expectancy and inflation to test more cautious scenarios. The result is sensitive to these assumptions.
Frequently asked questions
Why does inflation matter for retirement?
Inflation increases future living costs, so today’s monthly expenses may be much higher by retirement.
What return should I assume?
Use a return assumption appropriate to your asset mix and also test lower-return scenarios.
Is the required corpus guaranteed to be sufficient?
No. It is a planning estimate and actual spending, returns, taxes and lifespan may differ.